25+ Legit Jobs for Kids Under 10 That Build Real Skills & Income

The biggest hurdle to starting a Roth IRA for your child is the “earned income” requirement. For teenagers, this is straightforward—they can get a formal job. But what about younger kids? How can a 7, 8, or 9-year-old possibly earn income? You might be surprised. The world of jobs for kids under 10 has expanded far beyond […]

What Counts as Earned Income for a Kid’s Roth IRA? The Official IRS Rules

You’re excited about opening a Roth IRA for your child. You’ve seen the projections—how a few thousand dollars saved today can become a life-changing sum in the future. But then you hit the first, and most important, rule: your child must have earned income. Suddenly, a cloud of uncertainty appears. Does their allowance count? What about […]